Welcome to NIULife Home Loans

We Guide

Pacific & Māori families on their Journey to Home Ownership


Welcome to NIULIFE Home Loans

My mission is to help Pacific home buyers achieve their dream of home ownership by being their chief navigator, guiding them from the start of their journey, right up to when they have the keys to their new house.

Why Choose Us?

We Are Pacific Too

No need to explain why there is 10, 11 people living in a 3 bedroom house, no need to explain why you have to constantly have to send money back to family in the Islands. We know because we are Pacific ourselves.

Guidance & Support

We know buying house is a really big step for you and your family. We help to take out the stress out by being by your side, guiding you from the start of your journey we’re there right up until you get the keys to your new house.

Simplify Banking Terms

With so much information to take in; we break down the banking terms and explain it in plain English (or Samoan when appropriate) to ensure you understand what goes where and at what time?


I spent 5yrs at Westpac Retail Banking and further 4yrs at ANZ Business Banking. That laid the platform for me to go into business 2yrs ago. I have already helped (see testimonials) many families already and being a home owner myself, I know what you are going through.

Professional Contacts

Buying a house involves dealing with different professionals like a Real Estate Agent, Builder & Registered Valuer. When you need one of them, I’ll connect you with one who we trust; will look after you to get the job done.


As part of being with you every step of the way, I answer your calls & texts in the evenings & in the weekend because I know how much information you have to get your head around. It is important for me to be there when you need to ask a question or address a concern

Do you have a mortgage or
lending question?

I’ve been in the financial industry since 20xx and I’ve been asked a few similar questions, once or twice. So I’ve put together some of my most frequently asked questions if you want to check them out before getting in touch.

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    Lenders we work with


    Saimoni & Lewavukivuki Daunibau

    We had no idea of where to start or what to do. Jon put us at ease and explained everything that we didn’t understand. Jon also went out of his way to help us in terms of helping us to connect with other professionals that we needed along the way. I highly recommend him as he helped us achieve our Kiwi Dream.

    Saimoni & Lewavukivuki Daunibau

    Corinna & Milo Faimalo

    The home buying process was stressful and if it wasn’t for Jon, our family wouldn’t have been able to get through it as easy as he made it for us. He made sure Milo and I understood everything we went through and if there was something we missed; Jon would inform us about it asap.

    Corinna & Milo Faimalo

    Louis & Imogen Perez

    My wife and I are very happy to have had Jon work for us in attaining mortgage finance – Jon’s calming influence, coupled with his vast experience and knowledge in the finance industry, helped us attain a great mortgage deal.

    Louis & Imogen Perez

    Chris Vili & Mele Roberts-Vili

    For so many years we had gone through being denied of all possibilities of owning a house and hitting so many brick walls, but thanks to Jon he made the impossible, possible and our dream finally a reality.

    Chris Vili & Mele Roberts-Vili

    Albert Stehlin & Pama Brown

    Jon went above and beyond our definition of a mortgage broker. He attended an auction for a house we were interested in and was always available to answer questions. We trust Jon so would highly recommend him to our family and friends who are looking into buying their first home. Thanks Jon!

    Albert Stehlin & Pama Brown

    NiuLIFE Home Loans
    Based on 35 reviews
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    Dotty IorangiDotty Iorangi
    20:46 23 Mar 23
    Jon Masaga what can I say!I feel we owe Jon everything.From the first phone call we had, he was to the point and told me exactly what I needed to do.I did not expect him to tell me, we can apply NOW, even though we had a small amount of debt left.He took the stress away, his emails were exceptional, noted in detail, point by point, making it super easy for me to tick off each and every request.Jon even recommended a Lawyer taking away that stress of having to find one.I recommend Jon 100% as your Mortgage Broker. He gets the Job done.Friday 24 March 2023 TODAY!! we have settled and now have our very own home. Exceptional feeling. Jon will tell you how it is! And he will work hard for you!!Thankyou Jon for everything. YOU have made our dream come true!!!We will be in touch again when we’re ready for another house.
    Valerie SoliValerie Soli
    02:05 15 Dec 22
    Me and siblings brought our family home and refinanced with Jons help.He made the process a lot easier, faster and stress free. Would highly recommend his services!
    Jyoti PopliJyoti Popli
    00:15 23 Nov 22
    Absolutely amazing to work with!Very very efficient and excellent communication, We are very grateful and had the best experience working alongside Jon who was very proactive and supportive throughout the process.Really appreciate your work Jon.We are finally moving into our new home today, thanks to you!Thank you so much! 🙏
    Faye LevanatabuaFaye Levanatabua
    01:04 04 Oct 22
    From day 1, we knew we had made the right choice. What started off with what seemed like an easy, straight forward process, soon turned into a complicated one but Jon helped us through it all, right up to our settlement date!I highly recommend Jon to help you with your home loans as he displayed patience, endurance and commitment through to the very end! Thanks Jon for always keeping us in the loop and for 'keeping it real'. When we needed answers, you were always quick to find a solution and if you didn't have the answers, you would point us in the right direction! We appreciate you and all you've done for us. Fa'afetai lava.
    j Leej Lee
    08:16 23 Aug 22
    We have had an exceptional service from Jon at Niulife Home Loans. He made the whole process incredibly straight forward for us, and helped us to better understand our financial position along the way. We have bought our dream home and I can't thank Jon enough for helping us get here. He has gone above and beyond from what we have experienced with previous mortgage brokers. Thanks Jon!

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    Help Pacific home buyers achieve their dream of home ownership by being their chief navigator, guiding them from the start of their journey, right up to when they have the keys to their new house.


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